AniBlurbs (Column)

Column ING personeelsblad, April 2009: Als ik de baas was… Met Anibal do Rosario

Juist in deze onzeker tijden kun je je als grootbank onderscheiden door de klant van een helder advies te voorzien. Door mee te denken en een stapje verder te kijken. Maar vooral door te doen wat je belooft. Je dienstverlening en product op peil brengen, en daarna pas overgaan tot grootschalige reclamecampagnes. Want de klant van vandaag is extra scherp op de steken die je laat vallen.

Ik zie service verlenen als een kerntaak van de bank en vind dat je dat niet moet willen uitbesteden. Dus zou ik juist meer bankwinkels openen met adviseurs die persoonlijk, op maat gesneden advies geven. Zo krijgt de ING een menselijk, lokaal gezicht. Ook zou ik meer mogelijk maken via internet voor die klanten welke zelfstandig hun bankzaken willen af wikkelen.

Ik zou de bank open gooien voor de klanten en collega’s meer verantwoordelijkheden geven, waardoor de klant écht merkt dat ze direct verder geholpen wordt. Ook zou ik bijvoorbeeld studenten meer perspectief geven op groei binnen de ING.

Als baas zou ik verder onderzoeken hoe we onze klanten en toekomstige klanten kunnen betrekken bij het merk ING door inzet van bijvoorbeeld Sociale Media zoals Hyves en Facebook. Hoe kunnen we onze formulieren en processen duidelijk en korter maken? En hoe geven onze concullega’ s hier invulling aan?

De uitdaging die ik samen met collega’s zou willen aangaan zou zijn: Hoe kunnen we met ING van een Procesgeoriënteerde naar een Klantgecentreerde organisatie groeien, die daadwerkelijk klaar is voor de nieuwe uitdagingen van morgen?

Coaching en training zou ik ook graag naar een hoger niveau willen tillen. Aangezien iedereen ook meer eigen verantwoordelijkheden krijgt, zullen managers minder hoeven aansturen, en zich meer kunnen inzetten voor persoonlijke ontwikkeling.

Met minder marketingbudget kunnen we via internet klanten toch nog op een slimme en doeltreffende manier benaderen. En binnenhalen natuurlijk! Maar dan moeten we ook onze organisatiecultuur durven aanpassen (Google maar eens op Enterprise 2.0). Als we onze dienstverlening aantoonbaar kunnen verbeteren, zullen onze klanten als ware ambassadeurs hun omgeving enthousiasmeren om klant bij ING te worden en kunnen wij onze beloftes vaker waarmaken!

Deze column is ook gepubliceerd in de April 2009 (“Amsterdam in Beweging”) editie van personeelsblad “ING Verder…”. ING Verder… is een Magazine voor alle medewerkers van het ING Callcenter Amsterdam (voorheem Postbank).

The slide -embedded below- is a comprehensive-yet-easy-digestible presentation, sensibly touching upon The Cloud, the hype and misconceptions surrounding it, and the biggest issue the Tech industry will face in 2009: Privacy.

“The Biggest Issue the Tech Industry will face in Two-Oh-Nine is Privacy.”

Nat Torkington from O’Reilly Radar has rounded up a whopping 191 slides on the Future of the Cloud and how this ties together with our online privacy; food for thought as we approach enter The Year of Change…

[Note: Expand the presentation to full-screen so you can read the accompanying notes]

As Social Media reached its Tipping Point in 2008 (judging by the Web 2.0 supercharged, grass-roots powered, landslide victory of Obama in the US Presidential Elections, and the explosive growth of Facebook) claiming that Twitter and RSS feeds will break into the Non-Digerati mainstream in 2009 doesn’t seem to be a farfetched forecast for the New Year -at first sight.

Some other predictions: 2009 will be remembered as The Year Of Privacy, Authenticity, Relevancy (in Marketing), Personal Branding & Change Management. Invoking Trust and investing in Innovation will also be two key cornerstones and challenges on which businesses will have to focus in the coming twelve months. WIRED has an interesting post, zooming in on Six Tech Trends.

Yet, as Seth Godin rightfully points out in one of many brilliant posts this month, backed by the outbreak of the Subprime- & Credit Crunch and the Financial Crisis between August 2007 & September 2008 and the ensuing events; long-term predictions tend to fall flat on their face. Often. And in a very ugly matter actually.

[If you've always wondered how any non-gamer/marketer could have fallen eyes wide shut in the Farce that Second Life inevitably turned out to be (even though it was fairly obvious to gamers that it had "FAIL" written all over its face), see the video directly below.
It perfectly communicates what definitely won't be happening in 2009 or what has obviously already come to pass in the past years, all presented by a "Trend Watcher" preaching otherwise.]

Trends FADS In 2009

Now if there’s one thing -the outcome of- the Obama ’08 Campaign strategy should have proven to Old School Marketers and Agencies, it’s that releasing control over your brand is actually a good thing and even if this casus doesn’t convince them, the word on the streets is that The Crowds seized this “control” ages ago.

Another fact that should have become crystal clear to even the most obstinate of naysayers, is that in 2009, traditional advertising agencies -and newspapers- will have to either sink or swim in order to survive the Interactive Marketing Tidal Wave: The days of the Mass-Media-Interruption-Marketing-Only approach for immeasurable branding purposes are over, as are the days of unaccountability and vaunted effectiveness of artistic-award-winning-yet-incomprehensible advertisements.

In its place we’ll welcome Neo Marketing [jpeg, 69.75 KB (71428 bytes)]

Neo Marketing = Permission Based Marketing, meaning that we’ll only approach people, humans, individuals -and not “target audiences”- with relevant conversations if and when they see fit; taking in their feedback directly, treating it with respect and giving it some order of priority, all the while keeping a sharp eye on Conversion Rates or Task Completion Rates by Primary Purpose, when speaking of the web specifically. Very transparent, results-driven and opt-in actually ;)

Utilizing Neo Marketing is the most effective, consumer-centric way of building and retaining your business/brand in this day and age. A sound investment by any measure.

“Sending one-size-fits-all messages using mass media, as 20^th century marketing bibles and preachers would encourage and even declare as The Truth, has now definitely and officially become an unaffordable waste of precious resources, time, effort and money. Time to move on.”

Note: Branding won’t become obsolete any time soon, it’ll actually become a much stronger focus in your communication plan with one key-value to communicate: Trust.

So, the corporation has taken a step down from its pedestal, in order for the consumer to be seated on her rightful throne: Thus the internal process (the rules behind which mediocre employees tend to try to hide behind when running from responsibility) or technical system setbacks -“IT department doesn’t allow me to help you out with this problem, even though you’re not the first client facing it and it’s pretty obvious that we’re the cause”- shall no longer be the driving- or leading force behind the way we operate our company or engage with our customers.

Instead servicing the end-consu -serving people shall become the core mindset around which the constellation of your organization shall revolve, as it always should have been the main focus of your Service Strategy.

Some more knowledgeable professionals say some of the developments sketched above will be powered and spurred on by the rise of Enterprise 2.0 (Yup, I’m aware of the “Yet Another Two-Point-Oh Suffix”), and the global economic downturn shall see to it that such (r)evolutionary innovations will come to fruition in the coming year, requiring some serious change-management skills (but also a change of culture and heart for our friends from the “Behind-The-Company-Firewall-Within-The-Current-Software-Platform” IT department, putting the employees needs first in its stead).

[Side note to all skeptics- ("But you lack data backing this thesis") and pessimistic- or conservative detractors out there questioning the coming fall of the current Corporate/Advertising Status Quo:

Please do bear in mind that the Financial Armageddon of 2008 was impossible to foresee by even the savviest and clued up of Economical Analysts anywhere in the world.
Also try to remember that the concepts of Democracy, Freedom and Individualism as we know them today, didn't exist once/not too long ago either, yet they've become more widespread than any medieval Feudalist could have ever feared, the 44^th President of The Free World being the crown jewel supporting this thesis reality. And so on, and so on...]

Furthermore, results-driven Contextual Marketing (powered by the Semantic Web) and data backed analyses shall give us unprecedented REAL and actionable insights into customer behavior (only with their consent!) & their TRUE wants, allowing for even better segmentation and targeting.
Social Networks will further position and consolidate themselves as the new market place where we can meet up, connect with, and empower our customers and prospects, hopefully turning them into brand ambassadors. But only when THEY see fit; it’s their territory after all, see.

This year, the challenge for your organization lies in trying to be available for your consumers and prospects whenever and wherever they feel like reaching out to you, or:

“In 2009 Brands need to become truly ubiquitous in their interactions with consumers”

Brands need to become truly ubiquitous: If prospects or clients wish to ask you a customer support question via Twitter or show their brand loyalty by joining your Facebook Group; then please, by all means, let them have it :)
And if there’s a heated debate on a forum about your product, service or your brand in general; don’t hesitate to join in (Think Vodafone‘s WebCare Team). Social Media Tracking tools like Trackur can help you, giving you a dashboard on what the latest talk in e-town is concerning your brand.

To be able to do so, you’ll have to learn to actively participate and interact in those spaces first.

[UPDATE: The Air Force has updated their Social Media Diagram]

Just as “doing a Brand Activation” through TV and Radio in conjunction with print has become the holy trinity for Fortune 500 advertisers in the second half of the 20^th century, the post-modern marketer should let go of The Fear of losing control or actually becoming -God forbid- Accountable and add the online platform and all of its interactive channels in the mix as well.

Conclusion: The internet shouldn’t be treated as just another pillar in the marketing mix; it’s a whole New World of communication opportunities next to the Offline world.

The Break Up

We must try harder to convince our peers, decision makers and conservative marketers that the only other option is to face losing out to the competition; remember this crisis is a catalyst for a long overdue change in not only marketing but business acumen as well.

All in all it won’t be an easy ride though: In the end, if your product or service doesn’t manage to live up to your story, then your organization and all of its stakeholders -CEO, shareholders and employees alike- will have to deal with the harsh consequences, now more than ever.

In the coming months, (enterprise sized) brands will have to show their human face to invoke trust and through this process the Personal Brand will have its mainstream breakthrough.

Employers will have to find a way to somehow incorporate this into their Marketing Strategy fast, as their Corporate Brand, as well as their Employer Brand, will benefit from this -if handled in an authentic way: Forrester Sr. Analyst Jeremiah Owyang has a post touching on Personal Branding vs. Corporate Policies, as always carefully and thoroughly approaching it from different perspectives.

And all the above somehow, mostly ties in to that omnipresent “Privacy Issue” that we’ve got to take into account as well, bringing us full-circle to this excellent presentation by Nathan.

Happy New Year  :)

[Update 13-01-09: link to NYTimes.com & US Air Force Blog Diagram v2]

“Users’ online lives are becoming more complicated and getting out of control for mainstream users. What if there was an easy way for normal users (non-power users) to ask the Internet to help them.”

This, in a nutshell, is the elevator pitch from US start-up Siri on their secretive CALO (Cognitive Assistant that Learns and Organizes) project.
Together with DARPA (Defense Advanced Research Projects Agency) they’re working on a new, revolutionary web interface, geared not towards the digerati, but the mainstream.

“The CALO project is building an automated assistant to help manage and improve your life. The technology spans all aspects of interaction–natural language processing, speech recognition, and planning and reasoning capabilities–and interfaces with all kinds of systems, such as email and contacts…”

Siri co-founder and Vice President of Engineering, Adam Cheyer. For more, see CNET.

(Credit: SRI International)

If we zoom in a little further on this announcement and take in the background info, we can actually see that Cheyer is actually referring to the Semantic Web or Web 3.0; a place of “Virtual Warmth” where Intelligence at the Interface allows the internet to pro-actively make recommendations to the user, much like a personal assistant:

“The interfaces we use to interact with the world’s information are getting smarter. Web portals gave us someone else’s idea of the content we should see. Then came search engines, which let us tell the system what we want, one query at a time. We are about to see the next wave -intelligence at the interface- in which the system knows about us, our information, and our physical environment. With knowledge about our context, an intelligent system can make recommendations & act on our behalf.”

(Credit: Tom Gruber)

Source (via CNET): Tom Gruber.

Siri itself claims to have her business model and partners in place and is committed to success, though it is common knowledge that that hasn’t stopped other revolutionary tech-driven initiatives from failing in the past: in the end consumers must be convinced and budged to re-learn their online habits AND download and purchase the software.

At this point it seems Siri is ready to release its (possibly) Disruptive Technology during the first half of 2009, and they’ve got some impressive pedigree on board allowing them to become the biggest Nightmare Competitor since Google: their payroll includes engineering and strategic wizards from internet and tech giants/godfathers such as Xerox PARC, Google, NASA, Motorola and Yahoo!.

Microsoft have already revealed some of their amazing achievements with their Surface Computer (interface, see the video above) & their Sphere, and scientists and digerati alike admit that the way we humans interact with the screen (The Office-trashcan-directory-folder Analogy) is anti-natural and the main reason non-power users such as my grandmother still don’t know how to send me an e-mail to stay in touch…

[And let's not forget the major leaps in productivity we could enjoy from innovations like these; the various office suites such as Open Office.org, Microsoft Office and Google Apps are said to be "productivity packages" but I suggest you'd take a stroll into any office anywhere in the world and witness for yourself how counterproductive most professionals are using it, even now in 2008!]

As the social divide grows between tech/web savvy people and those whom are not, I believe that ventures such as these -looming recession notwithstanding- could give a major and much needed boost to not only internet usage and web-app uptake by the mainstream, but to (new forms of) education as well: we really need a more democratic way of spreading (access to) knowledge.

Hopefully these developments shall be one of the many small steps in making the web a truly leveraging force for education, productivity and true interconnection worldwide.

Internet Strateeg Jim Stolze wordt bij BlueShots.TV geïnterviewd door Ilse Media’s CEO Joris van Heukelom.

Naast Jim’s (levens)visie is vooral zijn kijk op de onbewezen effectiviteit, gebrek aan accountability en vooral ook “zend-denken” van de traditionele reclamewereld (doorspoelen naar 06:39) “spot-on”; verplichte kost by all accounts (pun intended). [ let wel: Online kan er m.u.v. Google ook wat van: zie ook deze post van een andere grote denker op dit vlak; Alexander Vanelsas ]

Zeer zeker de moeite waard om naar te luisteren en van te leren dus, vooral ook gezien het feit dat er onder druk van de marktomstandigheden nu dan eindelijk een opmars van Results- en Permission Based Marketing zal plaatsvinden.

Het concept van zijn programma is als volgt: Twee stoelen, twee mensen. In Curriculum Vitae gaat presentator Joris van Heukelom in gesprek met succesvolle professionals met een dynamische carrière. Professionals die beschikken over een interessant CV dat altijd in beweging is. De gast en diens CV zijn voor Joris het materiaal voor een indringend en open minded gesprek. Curriculum Vitae, over de mens achter het cv. Ditmaal in de “blue chair” dus de man achter Marketing Podcast.

[VIDEO VERWIJDERD, ZIE UPDATE ONDERAAN POST]

Normaliter zou ik het betreffende filmpje uiteraard hier ter plekke embedden, echter die functionaliteit laat nog even op zich wachten, of zoals ze het bij BlueShots.TV zelf verwoorden:

“Binnenkort kun je met een embedcode per format altijd de laatste aflevering van je favoriete Blue Shots programma op je website zetten. Beschikbaar per 1 november 2008.”

Stay tuned…

[Update: De BlueShots video's zijn inmiddels "embedable" echter ze zijn helaas niet aan te passen aan de lay-out van je website: Zodra je probeert om zelf de afmetingen handmatig in de HTML code aan te passen, gaat er een ping naar de servers van BlueShots en co., en wordt het een auto-play film.

Daarnaast kun je niet meer bij de control/mediabay, dus kun je het filmpje vervolgens ook niet stopzetten. Iets wat om meerdere redenen vrij irritant is: De eerste reden is uiteraard dat de gebruiker c.q. bezoeker geen controle heeft over zijn webervaring, en de tweede reden is dat er ongevraagd dataverkeer plaats vindt zonder dat de gebruiker daar om heeft gevraagd.

Aangezien breedbandinternet daarbij nog steeds niet overal (in Nederland) vanzelfsprekend is, kan het daarnaast zijn dat het laden van de homepage van mijn Online Column ontoelaatbaar en onnodig lang gaat duren (omdat ik de laatste tijd nou eenmaal veel video’s hier heb staan, die overigens wel aan de eisen voldoen).

Om de bovenstaande redenen heb ik het betreffende videointerview voorlopig dus verwijderd, totdat er een verbeterde versie van de embedfunctionaliteit wordt aangeboden door het team bij BlueShots.]

Coming up with One Big Idea to resolve the issues of Poverty, Child Starvation or any other (in)directly linked anthropocentric crisis such as Global Pollution, Global Warming or the Energy Crisis -Peak Oil- for that matter requires consensus: Is there a problem? And if so at what scale? Consensus.

Professor Hans Rosling‘s infamous presentations at TED back in 2006 and 2007 shook up our Western beliefs of developing and underdeveloped countries, if not challenge the very definition of what we should label as a developing country in the first place, based on the correct context of data. Consensus on the data upon which one can act.

Up until recently (2006) Pluto was known as a planet, nowadays its part of a different celestial class of its own, thousands of scientist worldwide went through several heated debates before consensus crystallized out of the fog of intellectual war.

Just as there had to be worldwide consensus to recognize the scale and possible implications of the root-rot in our global financial systems before tackling that challenge head-on, the same consensus and sense of urgency has to be developed towards Poverty and the other great issues of our time.

But where to start?

First of all I don’t believe that we’re ever going to have this global consensus -at least not with regards towards Poverty, for one simple reason: the very human nature of not acting unless the Danger is imminent and tangible. (The Global Financial Crisis forced our governments to act aptly and directly, because in light of the gargantuan consequences there simply was no other option.)

We shouldn’t attribute this to culture, greed or unwillingness, but to biology and more specifically our inner brain: A small genetic gift from our Prehistoric ancestors, which also seems to be the key to many addictions like drugs, smoking or drinking too much liquor. So, one might argue that we don’t have a software problem, but that ours is more akin to a hardware glitch so to speak.

Yet I do believe that in spite of all the above, we’re not excused of acting. Warren Buffet has once stated that we’ve all picked a lottery ticket at birth and so we should be happy and thankful to be born on the right side of the fence, in the right timeframe: Nothing should be taken for granted.

Whichever worldview you hold, you’re inherently part of an ecosystem and thus you profit -roughly speaking- from trade rights, education, infrastructure, communications, municipal services, place of birth, local history and the like. Not all of this stands on itself and not all of this can be accounted towards just paying taxes; If there’s anything the Financial Crisis has reaffirmed it’s that we’re part of a global village and what we’ve taken so far should be given back in some way or the other…

So in my humble attempt to join and contribute to the global poverty discussion on over 9.000 websites and blogs worldwide today, facilitated by BlogActionDay.org, here’s my part of the solution:

Free Education Through Free Internet Access.

Poverty has many, many causes, but if there’s one thing we can have consensus on, it’s that there’s a significant correlation between low education and poverty: I’m cutting some very rough, sharp corners here, but arguably one could state that education leads to knowledge, leads to opportunity. Not to say that access to education in and of itself is the full solution, but we should at least enable the poor regions in the world to gain access to the levering power of the web, now more than ever.

Just as the economy of the free web has proven to us that you can gain more by giving and sharing unconditionally, the same democratizing effect could apply to underdeveloped regions.

What can we do?

Google has partnered with HSBC to to deliver free internet access to the unconnected world by way of satellite already and they’re running their Project 10^100 contest, so if you happen to have an actionable idea waiting to get funded for a jumpstart, that would be a great start.

The BlogActionDay website has (links to) many more ideas aching to be implemented. Some are free, others are awaiting a micro-contribution; some idea’s are larger than life, whilst others take a more smaller approach. And while we’re at it: Let’s not forget to address poverty in the West too; we mustn’t assume that everyone living in the Developed World is living at acceptable standards and so here too there’s a lot to be done, starting with efforts to create worldwide consensus on Hidden Poverty as well.

Let’s create a Wiki of sorts where thought leaders from around the world can contribute and facilitate ideas to tackle poverty. And since all major social issues require an holistic approach to achieve sustainable results: Let’s give the underdeveloped those much needed 100 Dollar Laptops with free unlimited Wireless Internet access so they can learn, grow and contribute to the solutions themselves and then let’s use that community platform to tackle the Energy Crisis and Global Warming, together!

[This column is dedicated to the cause of Blog Action Day 2008: Poverty on the 15^th of October 2008.]